Health Insurance
The information on this Web site is presented for educational purposes only. It is not a substitute for informed medical advice or training. Do not use this information to diagnose or treat a mental health problem without consulting a qualified health or mental health care provider.
This Web site provides links to other sites not owned or controlled by OLESEM that we think might be useful or of interest to you. The Web has an abundance of sites with information on wellness and mental health issues. Some sites are informative and based on good authority, others are merely entertaining. While we have been careful to research each site in hopes of providing you credible and accurate information, OLESEM does not endorse or guarantee references or a site listed and is not responsible for the content or privacy practices used by other site owners.
However, none of these sites is a satisfactory substitute for professional help. When people face serious personal problems that defy easy solutions, it usually is time to seek the services of qualified professionals. With that limitation in mind, the following Web sites may be of interest:
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Private Health Insurance
A primer on locating and obtaining health insurance for your adult children who do not have a health insurance plan and do not qualify for Medicaid or Medicare.
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Centers for Medicare and Medicaid Services (CMS)
Home page for CMS which is part of HHS. For information on Medicare click here. For information on Medicaid click here.
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Federal Employees Health Benefits Program
Find your health insurance plan information, benefits and phone numbers at this site.
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Medicare Handbooks
Understanding Medicare benefits can be a daunting tasks. Feddesk.com offers free Adobe Acrobat downloads on Medicare topics which is a great resource. Read the "Medicare & You 2006" handbook. Please click on the following link for the handbook: download PDF. It will list the specific plans available in your loved one's area. You can also visit on the web and get personalized information, or call 1-800-MEDICARE (1-800-633-4227). They can answer questions 24 hours a day, 7 days a week. (TTY 1-800-486-2048..
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Needymeds
This site is designed to provide information about patient assistance programs which provide no cost prescription medications to eligible participants. NeedyMeds is an information source. It is sort of like the Yellow Pages. They have information on the programs many drug companies have that give away free prescription medications to people who have no insurance and qualify for their programs.
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State Children's Health Insurance Program (SCHIP)
The Balanced Budget Act of 1997 created a new children's health insurance program called the State Children's Health Insurance Program (SCHIP). This program gave each state's permission to offer health insurance for children, up to age 19, who are not already insured. SCHIP is a state administered program and each state sets its own guidelines regarding eligibility and services.
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State Health Insurance Counseling Programs (Medicare)
If you are confused and are not sure if Medicare A/B or Medigap insurance is worthwhile because you already have a health insurance plan, or if you have other Medicare benefits questions, contact your local State Health Insurance Counseling Program Counselor. This site will give you your state's toll-free senior counseling hotline number to answer your questions.
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